Last updated: September 6, 2026

Acceptance of Terms
By accessing or using 1428fw.com, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

Educational Information
Content provided by 1428 Financial Wellness is for educational and informational purposes only. It is not individualized financial, legal, investment, or tax advice and does not create an advisory, fiduciary, or client relationship.

Products and Services
Product descriptions, pricing, availability, and service details may change without notice. Purchases are also governed by our Refund Policy and any terms presented during checkout or booking.

Intellectual Property
Unless otherwise stated, website content, branding, books, downloads, videos, graphics, and educational materials are owned by or licensed to 1428 Financial Wellness. They may not be copied, reproduced, distributed, sold, or republished without written permission.

Acceptable Use
You may not misuse the website, interfere with its operation, attempt unauthorized access, or use its content for unlawful or harmful purposes.

Third Party Links
The website may link to third party services. 1428 Financial Wellness is not responsible for their content, availability, security, or privacy practices.

Disclaimer and Limitation of Liability
The website and its content are provided as available without guarantees of specific results. To the fullest extent permitted by law, 1428 Financial Wellness is not liable for losses arising from reliance on website content or use of third party services.

Changes to These Terms
We may update these Terms & Conditions. Changes become effective when posted on this page with a revised update date.

Governing Law
These terms are governed by the laws of the State of Michigan, without regard to conflict of law principles.

Contact
Questions about these terms may be sent to 1428helpdesk@gmail.com.